Most of our clients, at some point, usually ask one or more of the following questions:

• Will our children’s inheritance be affected by Inheritance Tax?
• Are my savings mitigating all the taxes they can?
• Will I be able to retire on an adequate pension?
• Should I die prematurely or suffer a serious accident/illness, will my family be able to maintain our current standard of living?
• What are the financial effects of Long Term Care and is there anything I can do now?
• Am I paying too much for my mortgage?
• What is the best way to plan for my children’s education?
• Is my business sufficiently protected?

Therefore the advice we give is tailor made to meet the needs of people who are looking to:

• Build or preserve wealth
• Mitigate Inheritance Tax liabilities
• Protect against financial risk
• Manage cash and borrowings

Our philosophy is to build and maintain long-term trusted relationships with clients, based on integrity and excellence, which in turn provides both private and business clients with financial peace of mind. Their level of satisfaction can be judged by the fact that many new clients come to us as a result of personal recommendation from existing clients.

At Anne Gibson Financial Services we aim to keep our clients up to date with what’s going on in the financial market place.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.